Lease Calculator

Monthly lease payment from capitalized cost, residual value, money factor, and term.

Calculator Finance Updated Apr 20, 2026
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How to Use
  1. Enter MSRP, selling price, residual %, money factor, and term.
  2. Money factor × 2400 ≈ APR.
Input
Lease

Formula

Depreciation fee
(cap cost − residual) / term
Finance fee
(cap cost + residual) × money factor

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