RMD Calculator
Required Minimum Distribution using IRS Uniform Lifetime Table from account balance and age.
How to Use
- Enter prior-year-end balance and your age.
- Table applies to Traditional IRA/401(k) holders 73+.
Input
Required distribution
Notes
Start age
SECURE 2.0: age 73 now, age 75 starting 2033
Penalty
25% excise tax on shortfall (10% if corrected within 2 years)
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