Future Value Calculator

Future value of a lump sum plus optional recurring payments under compound growth.

Calculator Finance Updated Apr 20, 2026
How to Use
  1. Enter present value, optional monthly payment, rate, and years.
  2. Output includes total invested vs interest earned.
Input
Future value

Formula

Lump + annuity
FV = PV(1+r)^n + PMT·[(1+r)^n − 1]/r

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