Savings Calculator

Future savings balance from starting amount, monthly deposits, APY, and years.

Calculator Finance Updated Apr 20, 2026
How to Use
  1. Enter starting balance, monthly deposit, APY, and years.
  2. APY already includes compounding — no frequency to pick.
Input
Projection

Tips

HYSA
high-yield savings accounts typically offer 4-5% APY vs 0.05% at big banks
FDIC limit
$250,000 per depositor, per insured bank, per ownership category

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