CD Calculator
Certificate of Deposit maturity value, APY, and interest earned from deposit, APR, term, and compounding.
How to Use
- Enter deposit, APR, term, and compounding frequency.
- APY shows effective annual yield.
Input
Maturity
Notes
APR vs APY
APY = (1 + APR/n)^n − 1 · APY includes compounding
Early withdrawal
CDs typically charge 3-12 months of interest for early withdrawal
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