Annuity Calculator

Present value and future value of an ordinary annuity or annuity due.

Calculator Finance Updated Apr 20, 2026
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How to Use
  1. Enter payment, rate, and periods.
  2. Toggle between ordinary (end of period) and due (start of period).
Input
Result

Formulas

FV ordinary
PMT · [(1+r)^n − 1] / r
PV ordinary
PMT · [1 − (1+r)^-n] / r

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