Budget Calculator

Monthly budget with income, expenses, 50/30/20 check, and savings rate.

Calculator Finance Updated Apr 20, 2026
How to Use
  1. Fill in your monthly income and expense categories.
  2. Totals and savings rate update live.
Income & Expenses
Budget

50/30/20 rule

50% Needs
housing, food, transport, utilities, insurance, minimum debt
30% Wants
dining, entertainment, hobbies, upgrades
20% Savings
retirement, emergency fund, extra debt paydown

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