VA Mortgage Calculator

VA home loan payment with funding fee (0% down typical) and total monthly housing cost.

Calculator Finance Updated Apr 20, 2026
How to Use
  1. Enter price, down, rate, and term.
  2. Funding fee (2.15% first use, 3.3% subsequent) is financed.
Input
Payment

Notes

No PMI
VA loans do not require PMI (funding fee replaces it)
0% down
typical for VA — no down payment required in most cases

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