House Affordability Calculator

Max home price from income, debts, down payment, and rate using 28/36 DTI rules.

Calculator Finance Updated Apr 20, 2026
How to Use
  1. Enter annual income, monthly debts, down payment, rate, and term.
  2. Output uses conventional 28% front-end rule.
Input
You can afford

28/36 rule

Front-end 28%
housing ≤ 28% of gross income
Back-end 36%
housing + other debts ≤ 36% of gross income

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