FHA Loan Calculator

FHA mortgage with upfront MIP (1.75%) and annual MIP (0.55%) rolled in.

Calculator Finance Updated Apr 20, 2026
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How to Use
  1. Enter price, down, rate, term, tax, and insurance.
  2. Upfront MIP is financed; monthly MIP is added to PITI.
Input
Payment

FHA fees

Upfront MIP
1.75% of base loan · financed into the loan
Annual MIP
0.55% of base loan / 12 (varies 0.15-0.75% by LTV and term)

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